How to Combine Your Super Accounts

Combining your super accounts is a simple process that can save you money on fees and make it easier to manage your retirement savings. Follow these steps to consolidate your super efficiently:

Steps to Combine Your Super Accounts

Log in to Your myGov Account:

Ensure your myGov account is linked to the ATO for easy access to your super details.

Check for Existing Super Accounts:

Use the ATO’s online tool to view all your superannuation accounts, including any lost or inactive accounts.

Choose Your Preferred Super Fund:

Select the super fund where you want to consolidate your accounts.

Transfer Balances:

Use the ATO tool or contact your preferred super fund to initiate the transfer process.

Verify Completion:

Log in to your super fund account to confirm that the transfer was successful and all balances have been consolidated.

Consolidating your super accounts can reduce the number of fees you pay and make tracking your retirement savings easier. However, it’s important to consider factors like insurance coverage and fund performance before making any transfers.

For more information on the advantages of combining super accounts, visit our Benefits of Consolidating Super Funds page.

FAQs

Will I lose my insurance when I combine super accounts?

A: Some super accounts include insurance cover, which may be cancelled when you consolidate accounts. Review the insurance policies attached to your current accounts before proceeding with the transfer.

Can I combine super accounts from different funds?

A: Yes, you can consolidate accounts from any registered Australian superannuation funds. Your chosen fund or the ATO can assist with this process.