Use this Aussie Borrowing Power Estimator to quickly gauge how much you might be eligible to borrow based on your income, existing debts, and a simplified set of financial assumptions.
Approx. Net Monthly Income: $0.00
Monthly Surplus (after expenses & debts): $0.00
Maximum Loan Amount: $0.00
(includes a +3% interest rate buffer)
Disclaimer: This estimator uses simplified Australian tax brackets (2023–2024), a generic HEM-based expense assumption, a 3% interest-rate buffer, and does not account for deposit, exact lender policies, or offsets. It is a rough guide only. Please consult a licensed advisor before making financial decisions.
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